Planning for a sustainable renovation? With energy-saving measures you immediately reduce your energy bill. Thanks to the short payback period, this is also a smart investment. Finance the sustainable renovation with a cheap green loan. Postal credit mediates at the lowest interest rate, without additional costs.
This is a green loan
This loan is also known as a sustainable loan. This is intended for homeowners who focus on reduced energy consumption in combination with socially responsible lending. With this loan you receive an amount of money from € 5000 to € 50,000. With this you finance the purchase of solar panels, a heat pump, high-efficiency boiler or insulation measures. Thanks to the sharp interest rate of 4.9%, the green loan is very attractive.
Advantages of a sustainable renovation
Ever thought about reducing electricity and gas consumption? This can be achieved by economical and conscious use of showering, the use of lighting or the thermostat. Energy-saving measures ensure the largest reduction in energy bills. You save € 500 per year thanks to a new high-efficiency boiler. Double or triple glass saves you up to € 550 per year (compared to single glass). Solar panels make the property self-sufficient. After 6.5 years (with VAT refund) up to 8 years you will still benefit from free electricity for at least 15 to 20 years. Tip: check whether you are eligible for the VAT refund scheme or a subsidy. You apply for the latter from the municipality.
Characteristics of the green loan
The minimum amount that you can borrow is € 5,000. This is a nice amount for making sustainable improvements. If you want to borrow more, this is of course possible. With Postkrediet you go for a sustainable loan up to a maximum of € 50,000. Whatever you choose, you always benefit from a competitive interest rate of 4.9%. The duration varies from 5 years to a maximum of 15 years. The more you borrow, the longer the duration. This keeps the monthly charges well-organized.
Are you saving extra money thanks to energy-saving measures? Use this for the interim repayment of the loan. This is completely free of penalties and has a major advantage: it lowers your monthly costs.
Apply for a cheap sustainable loan
Postal credit mediates in advantageous loans (loans). We work together with a selection of reliable banks. You choose the green loan yourself, where you do not receive advice. This makes a huge difference in closing or advisory costs, which Postkrediet does not charge. You can read more about our method here.
You can apply for the sustainable loan entirely online. Enter your personal details and indicate the amount you want to borrow. You will receive one or more quotes from us by e-mail. Feel free to check this and indicate whether you agree with one of the quotes. From then on we will take care of the rest: from assessment to acceptance and payment of the loan amount. You will automatically receive the desired amount in your bank account. Because you receive this amount in one go, you can start immediately with energy-saving measures. Postal credit is completely independent. This allows us to offer you the best green loan