Why should I take a mini loan? Well it is a question that is often asked and that is why I will try to explain that. The mini-loan has taken off in recent years, in the beginning there were providers who did not fully adhere to the rules, but nowadays this is quite in order. A flash credit is especially popular because you can borrow a relatively small amount quickly. You have to give it back quickly, so you are indeed quickly done with it again.
You should see this form of borrowing more as an advance on your salary when you have to pay something quickly and whatever cannot wait. Think of your subscription for your phone that you have been running behind for 2 months, or a bill for your gas and electricity that has suddenly become urgent. In such cases you are talking about relatively small amounts, but you need it quickly. In such situations you can then choose to apply for a mini loan.
It sometimes happens that suddenly your debit card no longer works because you no longer have a balance. Since you are standing at the ATM with an empty cut, what do you do? It is of course better to be more careful with your money so that you can read out the month until your salary is deposited again. But yes, not everyone can do that and it can sometimes unexpectedly disappoint you, so you are dealing with a balance dip and you have to look for some extra money to help you through the month.
Like I said before, you can borrow small amounts with a mini loan, then I am of course not talking about a tenner or so, because that will not do any good. You are talking about hundreds of euros. You can borrow a minimum of 100 euros and a maximum of 800 euros and of course everything in between, as long as the amounts are round. Popular amounts that are often requested are 300 euros and 400 euros.
Well, then it turns out that you also have a BKR listing and you can hardly find a loan or credit card anywhere else. You do not have to worry about that when applying for an advance because no information is collected from the bkr register. It must, however, appear that you have sufficient income for borrowing money with bkr to be able to repay the loan amount. But you should actually check with yourself whether or not this is possible.